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Buy To Let

Buy-to-let was once an extremely popular investment choice and often made the headlines with every move relentlessly analysed.

Even though buy-to-let isn't the investors favorite as it once was, investors looking for steady growth are slowly retuning to the buy-to-let market.

Most industry experts predict a good future for the buy-to-let market whilst also pointing out that the days of rapidly increasing short-term capital growth are surely over. This means the long-term investor is sure to benefit.

Buy to Let Mortgages

Buy-to-let mortgages (also known as an investment mortgage) are designed for borrowers who want to buy a property and let it out to a tenant. The ammount that the buy to let landlord gets in rent can often help (if not more than) pay the mortgage repayments, and will help with the general maintenance and management of the investment property.

In recent years, more and more people have been investing in buy to let properties ass a long term investment for profitable returns. Not only this, but buy to let can be used as an extra source of income in retirement.

Even with the credit crunch, there are plenty of buy-to-let mortgages on the market that are specifially targeted to the buy to let sector. These range from special offer buy to let mortgage deals to variable and fixed and rate options.

Finding the best buy to let mortgage rates is essential because this can determine whether you can afford to invest in buy to let.

Usually UK mortgage lenders assess buy to let mortgages on the potential rental of the property rather than the afoordability of the property. However nowadays it is based more on the estimate given by the surveyor as to what the rental might be.