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Examples of Protection Policies

Term Assurance Provides a lump sum on the death of the life or lives assured. If no death occurs in the term, then the policies simply lapse, with no value.

Family Income Protection Provides an income in the event of the death of a parent. These policies are designed to allow for the employment of a nanny or helper to look after the children while the surviving parent is at work, or provide an income should it be the principal breadwinner who dies. The policy will provide cover against death during a fixed term and will cease at the end of the term without value.


Other financial products include