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Financial & Legal



FINANCIAL

Making the right decision when taking out a financial product can save you money for years to come. Most of us don’t have the time or inclination to change our providers as often as we should. Equally, when you do want to reassess your position, where do you get advice?

Leafing through Sunday newspaper money sections and scrolling through websites and is one way. It can, however, take a good deal of time to find the right answers.
Independent financial advisers can take the weight off by helping you choose the best way to manage your finances. If you need to find a good independent financial adviser in Liverpool, have a look at our Financial Services listings.

Do you expect the unexpected? If your glass is normally half full, rather than half empty, it can be tempting to leave insurance for another day. However, if something does happen to your house, your belongings or your car, you’ll be a happier individual if they are covered. The
insurance services companies detailed deal in all types of insurance, including special policies for students.

Loans are part of modern British life, as we all live for the day in a “buy now, pay later” culture. If you are considering taking out a loan, use a respectable company, such as one of the Liverpool-based firms we recommend. Providers should assess your income and spending to ensure that repayments are manageable. You should always check interest rates carefully.

The biggest loan of your life will be your
mortgage, if you have one. The mortgage advisers included in the listing will be able to take you straight to the deals that work out best for you. You should always consider the fee charged when using this kind of service; some providers offer a free service to clients, especially first-time buyers (charging the lenders instead), while others charge an up-front fee.

LEGAL

There are certain important matters that need to be left to the professionals. We’re talking here about financial affairs, legal problems and property-related issues. Yet, especially if you’re new to town, it can be extremely difficult to find a good personal recommendation when you need advice. This is where Artful Lodger steps with its guide to reputable Liverpool firms offering legal and professional services.

Do you run your own business or have complicated tax or financial affairs? Rather than struggling with the paperwork yourself, why not talk to a Liverpool accountant, such as one of those in our Legal and Professional Services listings. A good accountant may well be able to cover their fee in the costs they save you.

Whether you’re redesigning your house or building an extension, you’re unlikely to manage long without the services of an architect. Don’t know how to go about finding one locally? It’s no problem if you don’t, as you’ll find the details of experienced Liverpool architects listed here. We also include information on surveyors, as you may need to find one of these too.

Everyone needs to consult a solicitor from time to time and finding someone both reliable and helpful can make all the difference. For hassle-free legal advice, try out the services of one of our Liverpool-based solicitors.


Do you have property and insurance or pensions worth over £275, 000? With todays rising property prices many people have more assets than they think. What will happen to these assets when you die? Think they will go directly to your family? Not necessarily so. If you don't have a Will, the Government will get a sizeable chunk of your hard earned cash (and assets) which could be taken up with inheritance tax, etc. Artful Lodger can recommend the services of an Estate Planning Specialist who can help you plan for the future and protect what you've worked hard for.