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Financial trouble: who can help you with financial difficulties?




Artful Lodger Liverpool has put together some advice on how to deal with debt.

Worrying about your finances can be lonely and frightening. You keep thinking you can find a way to fix things but as each day passes and interest payments continue to grow, getting on top of debts can be a real struggle.

Hoping your money problems will go away is the worst thing you can do. If you fail to pay your rent or mortgage then you are at risk of losing the roof over your head.

Ignoring bills and credit card debts will mean you end up owing more money and risk damaging your long term credit prospects through late or missed payments.

The first step to financial recovery is admitting that you are in trouble. The next is seeking help. And the good news is that there is plenty of it around...and it won't cost you any money!

The good guys
There are several national organsations which provide counselling, advice or just a friendly ear if you have concerns about money. They can provide debt management advice and can help you develop a realistic plan to get you back on track.

Check out some of these links for more information...

  • Citizen's Advice
  • Consumer Credit Counselling Service (CCCS)
  • National Debtline
  • Payplan
  • Samaritans

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